IVF is a really expensive procedure. I'm sure everyone already knows this, but it's becoming more and more obvious to me with each day. Well, I suppose it's more accurate to say it's becoming more real to me. Finding a way to pay for all of this has been such a roller coaster. First, I was devastated because it was going to cost $10,500 + the cost of meds for one try (or $22,000 + meds for up to 6 tries with a refund if it doesn't work). I had no idea how we would come up with the money.
I prayed about it, and 3 days later I got a notice that said I could participate in a study that would reduce the cost to $4,500 and would cover the meds. I felt like it would be ok suddenly. The next day, when I called the study coordinator to start the paperwork to enroll in the study, I found out I don't qualify because of my PCOS :-( I don't understand why they sent the forms and got my hope up in the first place! They're the ones who diagnosed my PCOS!!!
Next, I realized that I am responsible for our company's health insurance plan, and we're scheduled to renew on November 1st. So, I started my quest to find insurance that would cover IVF. I talked to one broker who said he had a plan that would work for us. We got to the point of sending in the application then he realized they can't offer the plan to people in Maryland (grrrr!!!!) Then a friend of mine said that her company had a plan that offers IVF. Unfortunately, no one seems to be able to replicate that plan for us, even the woman who sold it to them! Now, I'm just about to fall apart. This is all too much!!!
3 years ago
1 comment:
Don't fall apart, Alli. While this must be huge for you, you are still young. You're lucky to have found the right man so early in life - mine didn't happen along until I was 32. And I think it's great that you have your house-building project. Too many people sink their entire being into what your husband calls 'the baby thing'.
I have several friends who have gone down the IVF route with varying results. It's a tough road emotionally as well as financially. You need other stuff in your life to balance it out. I hope everything works out for you.
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